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The information provided by lavernothius.com is for educational purposes only and should not be considered as financial advice. All investments carry risk, and past performance does not guarantee future results. Investment values may fluctuate, and you may receive back less than your original investment. Before making any investment decisions, please consult with a qualified financial advisor who can assess your individual circumstances. lavernothius.com does not guarantee any specific investment outcomes or returns. All investment decisions are made at your own risk, and lavernothius.com accepts no liability for any losses incurred. This service is regulated by the Financial Sector Conduct Authority (FSCA) in South Africa.